| Send the completed form within 2 weeks and receive 100% commission on your first refund |
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| PLUS We’re the only commission provider to refund 60% of your commission from the first dollar! |
We refund commission to you quarterly.
It’s easy to do!
You can receive a refund on some of the most important policies you own!
It’s EASY to get a REFUND on the trail commissions you’re paying for your:
Superannuation
Allocated Pensions
Managed Investment Funds
Life Insurance
Income Protection Insurance
Trauma and Total & Permanent Disability (TPD) Insurance
Margin Loans
Simply by nominating Refund Easy as your broker, we will post you a refund cheque or deposit your refund in your bank account every quarter.
Did you know that built into your investment and insurance policies you could be paying commissions of up to:
- 0.6% trailing commission on Superannuation, Allocated Pensions & Managed Investments.
- 10%-32% on Income Protection, Disability Insurance, Death and TPD Insurance.
This can up to hundreds if not thousands of dollars. We will refund it to you each quarter.
Here is an example of how it works:
| Example: | Super Funds $250,000 x 0.5% | $1,250 |
| Managed Funds $50,000 x 0.5% | $ 250 | |
| Insurance Premiums $1,500 x 10% | $ 150 | |
| $1,650 | ||
| Less Refund Easy low percentage based admin fee | $ 280 | |
| YOUR REFUND | $1,370 |
By nominating Refund Easy as your broker it does not alter your investment in any way.
- It will not trigger any capital gains tax issues
- You will still own and control the investment/policy
- Refund Easy cannot transact on your investment
- You will now receive a quarterly cheque for the trail commission less our low percentage based fee across all your investments (not per investment)
- No entry fees will be charged on future investments
- No extra fees or charges are levied on your fund.
Start claiming your refunds here.
Lending Referral Service
We work with referral partners who can help you with:
- Home loans
- Commercial loans
- Business loans
- Personal loans
- Investment loans
- Asset finance
- Margin loans
- Reverse Mortgages
By establishing a new loan with our referral partners we will rebate part of the upfront and ongoing commission received by Refund Easy to you.
DISCLAIMER
The advice received from these companies is not made in conjunction with Guardian AFSL licence and the referral providers are wholly responsible for the advice they provide.
To receive advice from one of our referral partners please contact us for information (by providing this information you agree to us forwarding your details to our referral partners)
DIY Insurance Application Service
We understand it’s all about choice, so for a fee of $500 per application we will lodge your application with the life insurance company for:
- Life Insurance
- TPD Insurance
- Income Protection Insurance
- Trauma Insurance
Details
- For a fee of $500 per application we will lodge application with the life insurance company.
- The fee will be deducted from the commission payable on the policy.
- It is possible to commence an Income Protection, Death, Total and Permanent Disability and Trauma insurance policy for one person on a single application if it is all opened through the one insurance company.
- We will refund 100% of the commission received, less the $500 fee, after the 12 month drawback period has expired.
- Should your policy application not be accepted for any reason, we will post an invoice to you for up to $500 per application to cover our administrative costs.
- Up front commission on insurance policies can vary from 33% to 121% depending on the trailing commission paid.
- We provide NO ADVICE on the insurance policy.
How to Invest.
1. Contact insurance companies and obtain quotes and an application form and Product Disclosure Statement.
2. Complete an application from the chosen insurer.
3. Make cheque payable as per the Product Disclosure Statement if applicable for the premium (not to Refund Easy).
4. Download, print and sign the “no advice acknowledgement form“.
5. Download our Financial Services Guide and retain for your records.
6. Post to: Refund Easy, GPO Box 842, Melbourne 3001
We will stamp the application and forward it to the insurer.
The Insurance Company will process your application and send an acknowledgement to you directly. Should the insurer need more information they will liaise with Refund Easy to obtain that information from you.
DIY Super & Investment Lodgement Service
We understand it’s all about choice, so we will lodge investments on your behalf with no entry fee on a no advice basis for:
- Superannuation Funds
- Allocated Pensions
- Managed Investments
Trailing commissions are refunded less our usual retained amount.
We provide NO ADVICE on the investment chosen.
How to Invest.
1. Select an application from a Product Disclosure Statement available from the fund manager of your choice.
2. Complete the application.
3. Make cheque payable as per the Product Disclosure Statement (not to Refund Easy).
4. Download, print and sign the “no advice acknowledgement form“.
5. Download our Financial Services Guide and retain for your records.
6. Post to: Refund Easy, GPO Box 842 Melbourne 3001
We will stamp the application and forward it to the fund manager.
The fund manager will process your application and send an acknowledgement to you directly.
Financial planning service
We offer a full range of financial planning advice by a CERTIFIED FINANCIAL PLANNER in the following areas :
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Financial Planning Strategies
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