| Send the completed form within 2 weeks and receive 100% commission on your first refund |
|
| PLUS We’re the only commission provider to refund 60% of your commission from the first dollar! |
Allocated Pensions & Transition to Retirement Allocated Pensions
Your ongoing retirement pay day!
Right throughout your working life, you?ve looked forward to a regular pay day. You budget towards it, you know where you stand and you know how to use the money wisely so that it lasts until the next pay day.? So what happens when you retire and you have all that lovely superannuation money in your account?
Wouldn?t it be wiser to set up regular pay days so that you can continue to enjoy receiving what you need, as you need it?
And wouldn?t you love it if that money could work better for you behind the scenes than even your superannuation did?
- At Refund easy we know retirement and starting an allocated pension big event, so we can help make it easier by assisting you with:
*Reviewing your superannuation funds and investments to make sure they are correctly structured.
*Investing your pension money
*Minimising fees
*Maximising any Centrelink pensions
*Seeing if their are any exit fees on your superannuation
*Deciding whether you need to organise new insurance arrangements.
*How often you want your pension paid
*The amount of your regular pension payment
*Where you would like it paid to
*Whether to index your pension
*Nominating someone to be your beneficiary.
*Completing application forms, rollover forms and Tax File Number declaration forms.
You can call us for the cost of a local phone call on 1300 992 889
or email us at info@refundeasy.com.au and we will follow that up soon after
with a phone call and arrange a time to talk about how we can assist you.
What is an allocated pension?
An allocated pension is an account that will provide you with a regular income stream from your superannuation savings. The income stream will generally be available to you once you’ve reached age 65 or a condition of release and retired from the workforce, which can be early as age 55. In some circumstances, you may even be able to access your superannuation while you are still working as a transition-to-retirement or pre-retirement pension after the age of 55.
While there is a requirement that you receive a minimum pension payment, no maximum pension payment limit applies, except for transition-to-retirement and term allocated pensions.
You can hold a range of assets in your allocated pension account including shares, managed investments and cash, depending on your investment strategy. But one of the best things about an allocated pension is that it is generally much more tax effective than superannuation or managed funds.
The taxation benefits of allocated pensions
- You pay no tax on fund earnings
- You pay no Capital Gains Tax on the sale of an asset
- Under age 60 your income receives a rebate
- After age 60 your income is non assessable and tax free
Your Centrelink pension eligibility may be improved
Allocated Pensions can be used in conjunction with Centrelink Age Pensions to provide a total retirement income solution and help you to receive a higher Age Pension.
Your money, your choice
We can provide you with advice on how to start an allocated pension in conjunction with a Centrelink Age Pension or if you are under pension age and still working, I can explain how a transition-to-retirement strategy can save you thousands of dollars in tax.
We can set up an allocated pension for you, complete all the paperwork and help you with Centrelink. We use multi award winning allocated pension plans that have no commissions.
