NO ADVICE Insurance Application Service

We understand it's all about choice, so for a fee of $500 per application we will lodge your application with the life insurance company for:

Life Insurance
TPD Insurance
Income Protection Insurance
Trauma Insurance
Disability Insurance
Salary Continuance Insurance

We will refund 100% of the commission received after the 12 month drawback period has expired.

Details

For a fee of $500 per application we will lodge application with the life insurance company.
The fee will be deducted from the commission payable on the policy.
It is possible to commence an Income Protection, Death , Total and Permanent Disability and Trauma insurance policy for one person on a single application if it is all opened through the one insurance company.
We will refund 100% of the commission received, less the $500 fee, after the 12 month drawback period has expired.
Should your policy application not be accepted for any reason, we will post an invoice to you for up to $500 per application to cover our administrative costs.
Up front commission on insurance policies can vary from 33% to 121% depending on the trailing commission paid.

How to Invest.

Contact insurance companies and obtain quotes and an application form and Product Disclosure Statement.
Complete an application from the chosen insurer.
Make cheque payable as per the Product Disclosure Statement if applicable for the premium (not to Refund Easy).
Download, print and sign the "no advice acknowledgement form".
Download our Financial Services Guide and retain for your records.
Post to: Refund Easy, GPO Box 842, Melbourne 3001

We will stamp the application and forward it to the insurer.

The fund manager will process your application and send an acknowledgement to you directly.

Because we believe in the value of advice for clients we suggest the NO ADVICE SERVICE may not be appropriate for clients who currently use the services of a financial planner and are satisfied with the value of service they are receiving.