Send the completed form within 2 weeks and receive 100% commission on your first refund
PLUS We’re the only commission provider to refund 60% of your commission from the first dollar!

Insurance in Australia

Providing for your family goes way beyond food, clothing and a roof over their heads

Request a quote online or contact us to discuss your requirements and we will tailor insurance to protect you and your family

Not sure :?

  • How much insurance you need?
  • What you need to cover yourself for?
  • Which insurance is right for you?

Confused by all the products and options?

Call 1300 992 889 and book a phone appointment.

A qualified financial planner will ring you and discuss your needs and recommend the right level of insurance from one of the many insurers we recommend.

Term Life Insurance

How would they manage without you?

Term Life Insurance is probably the simplest and least expensive of all personal insurance policies. That’s because in its simplest form it covers one thing the death (or terminal illness) of the insured person. What it can do for surviving family members or dependants, however, is immeasurable.

Term Life Insurance is designed to pay a lump sum if an insured event occurs, for example, you die or become terminally ill.

Take a moment to think of these expenses and how your family would meet them if you were to die or become terminally ill?

  • Mortgage
  • Schooling costs
  • Car expenses
  • Food
  • Paying the bills
  • Funeral expenses

You may have money in a savings plan, or investments or perhaps equity in your home. But turning these into cash may mean your family has to sell assets, which could cause even more disruption at a time when they really need financial support and time to adjust. It’s not a pretty picture. This is why we would like you to consider Term Life.

Shouldn’t you be setting up financial security for your family? Call us today on 1300 992 889 orRequest A Quote!

Total & Permanent Disability Insurance – TPD Insurance

Peace of mind can be bought!

Total & Permanent Disability (or TPD) Insurance is essentially financial protection against never being able to work again.

TPD Insurance is designed to pay you a lump sum should you be injured or struck down by illness, rendering you Totally & Permanently Disabled as defined in the policy.

How could a lump sum benefit from a TPD Policy help you and your family?

  • Pay for alterations to your home such as ramps and wider doorways.
  • Provide an ongoing income for you and your family.
  • Cover the costs of a carer or home help.
  • Pay medical bills.
  • Allow you to afford specialised treatment.

And, it can be added to your Term Life Insurance policy!

We’re always happy to offer an obligation-free chat. Call us today on 1300 992 889 orRequest A Quote!

Income Protection Insurance/Salary Continuance Insurance/Disability Insurance

Who’s going to the pay the bills when you can’t?

Being too ill to work will affect your earnings and therefore your ability to meet your ongoing expenses such as your mortgage or rent, utility bills, food and extra medical bills.

Income Protection Insurance is designed to pay you an income should you be unable to work due to illness or injury, resulting in a loss of earnings.

Under an income protection policy, you pay regular premiums to an insurance company and, in return, they agree that – subject to certain conditions – they will pay you a benefit if you are unable to work due to illness or injury.

INCOME PROTECTION INSURANCE

Imagine you were unable to work for two years due to illness or injury.

  • How would you meet your bills?
  • What effect would it have on your savings and investment goals?
  • How would you support your family?
  • What if you were off work for 5 years?
  • What if you could never work again?

An Income Protection policy has three key elements:

  1. Waiting period

This is the amount of time you have to be off work due to sickness or injury before payments are due to you. Waiting periods typically range from 14 days to 2 years.

  1. Benefit amount

This refers to the amount that will be paid by the Insurance Company when you satisfy the conditions of claim.

  1. Benefit period

This is the maximum period for which benefits will be paid. It can be as short as two years, or up to an agreed age such as 65.

Call us today on 1300 992 889 to discuss your requirements orRequest A Quote!

Trauma Insurance

What price quality of life?

The problem, if you could call it that ,with modern medicine is that it’s too efficient. Illnesses or injuries that in previous decades would have resulted in death now have very high survival rates. While it’s good news these patients do now survive, the question bears asking: can they survive the potential financial strain of surviving?

Trauma Insurance is designed to pay a lump sum on diagnosis of one of the specified Trauma Conditions, to meet the financial needs of recovery from critical illness or injury.

Protect your quality of life. Call us today on 1300 992 889 or Request A Quote!