Send the completed form within 2 weeks and receive 100% commission on your first refund
PLUS We’re the only commission provider to refund 60% of your commission from the first dollar!

Who Are We?

Refund Easy Pty Ltd is a wholly owned Australian company.

At Refund Easy we provide a broad range of financial planning advice and services and work by the motto: “It’s all about choice.”

  • It’s your choice to invest, with or without financial advice.
  • It’s your choice whether you want to have trailing commissions refunded to you or whether you want to use these to pay for advice.
  • It’s your choice how often you want to seek advice.

We want to work with you to meet your financial goals, whatever they may be.

We understand the value advice can bring to clients, but we also understand some clients like to do their own thing with just a little bit of help along the way.

What makes us different?

We are different from other commission refund providers in 4 major ways:

  1. Our clients receive their refunds QUARTERLY, not annually.
  2. Couples receive a discount and are processed under one income threshold and therefore each person receives a higher refund.
  3. Every December with your refund , you will receive a voucher for $200 to use towards the cost of any financial planning advice provided by our in-house financial planning service.
  4. We refund 60% of the commissions we collect back to you and retain 40% up to a maximum of $280 pa per couple and then refund 100% above this to you QUARTERLY.
    The most we retain is $280 pa per couple, not per person.
    Tips when considering a broker.

Fixed prices and your choice of payment options

At Refund Easy we charge a fixed price fee for service for our financial planning advice. You are then able to choose how you would like to pay for it:

  • Upfront by cheque
  • By commission
  • Or a combination

You will absolutely receive value for your money as that is very important to us.

We are at your service, wherever you are in Australia

You can complete our application forms very easily once you decide which of our services you’d like to utilise. Even though Refund Easy is based in Melbourne, we will happily assist you no matter where you are in Australia.

We’ve made it even easier by:

  • providing a 1300 number so you will only ever pay the cost of a local call to reach us
  • making available video appointments if you have a webcam

Please call us on 1300 992 889 or enquire online with any questions.

Who are we licensed with?

Guardian Financial Planning is one of Australia’s leading financial advisory groups, with around 150 advisers nationally. Established in 2001, we are a large, boutique advisory group looking after the financial needs of over 130,000 clients Australia-wide. We offer complete financial planning services, with a special focus on providing life risk advice.

Who are our clients?

People like you! Our clients come from all age groups and stages of life. Regardless of the ultimate goal, everyone can benefit from financial planning.

Guardian Financial Planning is a principal member of the Financial Planning Association of Australia and hold Australian Financial Services Licence No. 237641.

Guardian is small enough to personally know its advisers, yet big enough to enjoy financial security and stability. Guardian is owned by Asteron Limited and is part of the Suncorp Group, a leading insurance and financial services organisation incorporating many well-known companies including Suncorp Metway Bank, Asteron Life, AAMI and Australian Pensioners Insurance Agency.

The Suncorp Group is one of the top 20 companies listed on the Australian Stock Exchange and employs around 17,000 people.

Why choose a Guardian Adviser?

Guardian Financial Planning has been designed specifically to attract talented, dedicated advisers whose primary aim is to do their best for their clients. Advisers of this calibre understand that to consistently provide their clients with high quality advice they must have the right people supporting them behind the scenes. So at Guardian, that’s what we do. Guardian gives its advisers the support, resources and services they need to perform at their best.

Institutional backing

One of the biggest benefits of obtaining professional financial advice is the comfort you will enjoy knowing you’re in expert hands. Knowing that Guardian Financial Planning is part of the Suncorp Group, one of Australia’s top 20 public companies by market capitalisation, provides an extra level of comfort.

We stand for sound financial advice and uncompromised integrity.

Our commitment to you, our Client

We will provide sound financial advice based on our understanding of your circumstances and goals as you tell us, uncompromised by the pursuit of personal gain.

We will only recommend products from our approved product list and we are under no obligation to recommend products connected with the Suncorp Group.

We promise that our services:

  • will be appropriate to your needs
  • will look after your best interests, and
  • are always in accordance with the law

We will always conduct our business with fairness and integrity and in a professional manner. We will inform you in writing of the basis of our advice, the risks you face, the costs of protecting you from those risks and the basis of our remuneration.

In order to be able to offer you advice that is relevant to your circumstances, we will ask you to share information about yourself. We will deal with this information only for the purposes of providing those services and in accordance with our Privacy Statement.

If agreed to by you, we will periodically review the strategies we have agreed to implement for you. This ensures they continue to meet your changing needs and that the services provided continue to be relevant.

Our services to you will be provided to the best of our ability, with care and diligence. We regularly undertake professional development and ongoing education to ensure we stay up to date with changing legislation and product innovation. Where we do not have the ability to provide the services you need, we will inform you of this so you can obtain those services from the appropriate professional source.

If you are not satisfied with our services, we will provide you with a fair process to resolve any differences that may exist.